faq
faq
Frequently Asked Questions
Am I ready to be a homeowner?
The transition from renting to owning a home is a big step. Allow our first-time home buyer specialist to assist you in making this important financial decision.
Is renting or buying better?
When you pay rent the money is gone forever and never really comes back to you. Every mortgage payment made allows you to build equity, bringing you one step closer to ownership.
What is the lender's formula?
When applying for a home mortgage loan, the FICO score is typically used, and can produce a lower score than other models.
What is a homebuyers club
HBC prepares potential customers for home ownership. It puts you on the path to owning your Dream Home.
How important is my credit score?
Sometimes the smallest increase in score will make the biggest difference in program/payment. A one point difference in your credit score could significantly increase your rate, closing costs and monthly insurance.